Investment Accounts

Where Your Money Works for You

For members who want to earn more while they save, we have the tools for you. Whether you're ready to lock in your money for a higher return or you need flexible access to your funds, all our accounts are guaranteed to earn dividends and are federally insured.

Individual Retirement Accounts (IRA)

A RiverLand IRA Provides Retirement Savings with Confidence!

Whether you’re just starting to plan for retirement, changing careers, or searching for ways to minimize your tax burden, we have solutions to fit your needs. We offer competitive rates, low minimum balances, and flexible terms on Traditional, Roth, and SEP Accounts. And we charge no setup, annual, or monthly maintenance fees.

IRA Rates

Here’s what our IRAs offer:

• Competitive high-yield earnings above regular savings rates
• Money Market & Certificate options available
• Just $100 minimum balance for a Money Market IRA
• Tiered rate structure based on account balance
• Guaranteed dividends on Certificates
• Never a setup or maintenance fee
• EZ deposit options
• Tax-advantaged retirement savings (consult a tax advisor)

For more information about an IRA: who is eligible, contribution limits, and more: Learn More

If you plan to retire, plan to retire well and open a RiverLand IRA Today! 

To open an IRA, contact one of our friendly Member Service Representatives by email or phone: 504.576.5800x3 or 800.586.4RCU(4728)x3.